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*APR=Annual Percentage Rate. Promotion valid for applications taken June 1st, 2026 through July 31st, 2026. All loans are subject to credit approval. Must be at least $2,500 in new money. **Excludes Better Choice Loans, Certificate/Share Secured Loans, and Visa Credit Cards. No additional rate discounts can be applied and rate cannot go below NDCCU’s floor rate. Deferring your first payment 60 days will lengthen the term of the loan and may affect claims made against a GAP policy, if applicable. Interest begins accruing the day the loan is funded and will be collected with the first payment. Membership eligibility required. Other terms and conditions may apply. Federally insured by NCUA. Equal Housing Opportunity Lender. NMLS #646268.